Easy Ways to Save on a Home Insurance Policy

Easy ways to save on your home insurance policy

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You’ve shopped around for a house in your price range. You’ve also shopped around for a fair mortgage rate that will suit your financial situation. But what about a home insurance policy? You’re not done shopping yet! And yes, you can definitely save on a home insurance policy.

Below are two easy ways to save on a home insurance policy through agreement negotiations or small changes to the property itself, which could lead to extra money in your bank account in the long run.

You can find savings in your home insurance policy agreement

An easy way to save on a home insurance policy is during the agreement details. For example, there are insurance companies who will offer up to a 15% discount if you bundle your insurances with them. Need car insurance? Consider taking it with the same company to save.

Another easy way to save on a home insurance policy during agreement talks is to consider taking a longer policy. Some companies will offer a discount if you choose to take a policy for three years instead of one.

Many people renew their home insurance policies without even realizing they’ve done it, and so they miss out on potentially lower rates. Don’t let this happen to you! If you know your policy is coming to an end, shop around. If this task overwhelms you, there are home insurance brokers who will do the dirty work for you and make this a super easy way to save on a home insurance policy.

Find home insurance savings in your home

You can lower your insurance premiums by making a few small changes to your actual home. Choosing to add a home security system or an electric heating system (as opposed to wood heating that will actually raise your premiums) to your home is an easy way to save on home insurance. Your home insurance policy savings may even help you pay for a more elaborate home security system that will, in turn, keep your premiums low.

There are also certain insurance companies and brokers who will offer discounts for environmentally friendly homes, or LEED (Leadership in Energy and Environmental Design) certified buildings. You can save up to 10% on your home insurance if your home has a LEED certification, which incidentally will also save you money on your heating and air conditioning payments as well.

There are plenty of other ways to save on home insurance, so make sure you ask your broker or insurance company how you can get the best policy price they have. Each company has their list of rules and regulations, as well as a list of things that will bring your premiums down and keep your home insurance policy payments low. Take advantage of the options available to you and make sure you shop around!

Visit DuProprio.com today to find the home of your dreams or list your home for sale. You’ll save thousands!

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